Insurance Claims

Water Damage Insurance in Novi, West Bloomfield & Farmington Hills, MI

A broken water pipe or a leaking hot water heater or other appliance can cause significant damage to your house and belongings. Cleanup should be conducted by professionals as soon as possible since water damage can be hidden behind walls, below carpets or other places unseen.

At Maher Water Damage Cleanup & Mold Removal, we have water damage solutions and insurance designed to make sure you feel confident and protected against those circumstances NOT covered by your homeowner's insurance. Your water damage insurance policy will cover emergency cleanup, replacement of your belongings, home repairs and additional living expenses. Call us today at 248-368-0807 to learn more about our water damage insurance policy and free estimates.

Water Damage Coverage Through Your Homeowner's Insurance

Types of Damages Covered by Water Damage Insurance

Water damage can be caused by a variety of issues. These scenarios alone are covered by your homeowner's insurance:

  • Sudden or accidental water discharge
  • Storm-related water damage
  • Accidental sewer backup or overflow (you may need an endorsement)
  • Flood damage (if you have flood insurance)
  • Water damage after a fire
  • Water damage from a roof leak
  • Water damage from storms

Coverage Maher Offers Through Water Damage Insurance in Commerce & Livonia

Types of Damages Aren’t Covered by Water Damage Insurance

Your homeowner's insurance does not cover water damage that is classified as "gradual." Unlike sudden or accidental damage, water damage insurance through Maher would cover gradual damage. This includes:

  • Lack of maintenance: A gradual, leaky faucet or fixture that causes damage over time.
  • Broken pipes: Water damage from a pipe that breaks after gradual age, wear and tear.
  • Mold and rotting: Gradual mold, rotting or corrosion that occurs in your home due to water leaks.
  • Foundation seepage: If a crack in your home’s foundation lets water in and causes water damage.
  • Roof damage: Roof repairs and water damage from a fallen tree or debris is covered in a normal policy, but residual mold, etc., likely is not.
  • Cost to repair or replace source of water damage: Without a home warranty, a broken dishwasher or washing machine is not covered.
  • Sump pump failure or related equipment: Backup/other coverage is strongly advised.

Call Maher for Water Damage Insurance Assistance in Metro Detroit Area

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At Maher Restoration, we believe that helping you make the best possible decisions before a water damage event occurs is part of our mission to provide you the best customer service and satisfaction. It's why we offer water damage insurance for your protection and peace of mind.

We also offer services for burst pipesappliance leak cleanupsump pump cleanupwet crawl space cleanupwet basement cleanup24 hour emergency water restorationmold testing and many more.

Contact us in Allen Park, Armada, Berkley, Brighton, Canton, Clawson, Dearborn, Dexter, Ecorse, Flat Rock, Garden City, Hamburg, Hartland, Holly, Inkster, Livonia, Macomb, White Lake, Willis, Wixom and throughout Southeastern Michigan. Call today at 248-368-0807 or contact us online for service in your area.

Recently Completed Jobs

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Commerce, MI

Mimmo contacted us with noticeable wood floor damage in his master bedroom in his Commerce home. Upon investigation, he suffered from a pipe leak. We exposed the pipe, had a plumber repair the pipe and dried the structure with our dehumidifiers and...

Commerce, MI

A hose bib burst that flooded their finished basement. We had to remove all drywall, flooring, insulation, and other affected areas. We then applied a solution to prevent mold growth. We then completed the reconstruction to bring it back to its pre...

Commerce, MI

Ms. H. suffered a sewer line break which affected her kitchen, hall and laundry room. We conducted what is called a category 3 cleanup which involves high pressure steam and then extraction of the sanitizing water. We restored her to a safe clean e...

Our customers love us!

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5 out of 84 reviews

White Lake, MI

Posted on Google

Jim Maher, Ray and Karen were so helpful and informative. The water in my basement was overwhelming, the Maher team gave me all of the information I needed to get my house back in order. Very professional.. I would recommend them to anyone. THANK YO...

Novi, MI

Posted on Google

After my house was flooded I was more than blessed to have Maher's team handling my devastating situation. Jim, Karen & Ray came out immediately and promptly started taking care of all my needs. The amount of sincere dedication, countless hours of wo...

Walled Lake, MI

Posted on Google

Maher performed water damage and mold remediation services for us and did a great job. Jim, Karen, Dustin, Ray and Kyle all were very professional and we would highly recommend them! They went over and above in addressing our needs and concerns.

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